About us

We Are : A Document Preparation Company.

About Us

Student loans are stressful, but with the right knowledge and support it's easy to get on track to manage your student loan debt. At Financial Preparation Services, we can help. We are a document preparation company specializing in the student loan industry. We have cultivated a performance-based system that focuses on our client's needs. It’s only natural that client satisfaction has been our goal from the beginning.

Most college students turn to financial aid through federal student loans to handle excessive tuition fees. It’s risky to take on debt, but they justify it by saying they are investing in their future. However, they rarely consider what repayment will look like or how they will make the high monthly payments once out of college.


After graduation, it's common for people to explore the freedom that replaces mandatory class attendance, acknowledge the hard-earned accomplishments, and daydream about what the future holds. Instead, for many the optimism of starting a new career or business quickly fades once faced with the outstanding amount of debt owed immediately out of school.

Instead of investing in a new business or going after the career they dreamed of while still in the classroom, people place their dreams on hold. They often settle for a job that forces them to live paycheck to paycheck. They find themselves unable to save or borrow money, purchase a home, or even pay for basic necessities.

A majority of their disposable income goes toward their monthly student loan payments. They feel trapped in a vicious cycle of debt that limits their otherwise limitless potential.

Does this sound familiar?

At Financial Preparation Services we believe the pursuit of formal education should empower people, not hinder them.

Our goal is simple: We aim to help you manage your student loan debt by aligning you with the U.S. Department of Education programs that fit your specific needs and achieve your financial goals.

As a student loan borrower post-graduation, there are four things we’ll help you get to effectively manage your student loan debt:

  • A detailed understanding of your finances, budget, family household, and professional status as it relates to the different programs available
  • A detailed understanding of the existing programs that you may qualify for, their advantages and disadvantages, and how they directly apply to your specific student loan situation
  • Important student loan industry information, program modifications or changes, and foreseeable government action relating to student loan borrowers
  • Proper document preparation and filing for specific federal programs, strategically targeted form submission timelines, and status updates for the programs applied for through the Department of Education

At this time the national student loan debt is $1.5 trillion and growing each year. It is the second largest debt in the United States next to home mortgages. With no resolution in sight, it truly is the next financial crisis facing our country.

Financial Preparation Services has helped thousands of student loan borrowers achieve financial freedom and once again feel empowered by their education.

Every situation is different, so we never provide a “cookie-cutter” solution.

With our abundance of experience we will customize a solution to your specific financial and student loan needs to meet your financial goals. We will provide you with all of the tools and resources necessary to properly manage your student loan debt so your student loan debt no longer manages you!

If you want to learn more about how we can help you in your specific student loan situation, give us a call. Or if you feel there is any way for us to improve our service or if you have other suggestions, please feel free to contact us: (877) 709-0795.

Dedicated Account Provider

We partnered with a dedicated account provider to ensure that your money is safe while we deliver on our promises.

Consumer protection laws are designed to protect consumers when they do business over the phone and set payment restrictions for companies in industries similar to Financial Preparation Services. These laws may not necessarily apply to Financial Preparation Service’s business; however, we are always making strides to comply with any such law to provide the highest standard of services available in our industry.

Financial Preparation Services partnered with a dedicated account provider that will serve as a banking and escrow platform for our clients. This means your funds are safeguarded until Financial Preparation Services completes the work. We fully disclose our servicers to the client before enrollment and before they sign anything – so we won’t collect a dime of our document preparation fees until our services are fully rendered, the client’s first payment is complete, and proof is shown to reflect that.

Our goal is 100% client satisfaction. By using a dedicated account provider, we show you that’s our goal instead of just saying it. We have a performance-based model because each client is important and there is no simple cookie-cutter solution. We only earn our fees upon the performance of our services and we as a company are better incentivized to get the quickest and best result for each customer or we simply do not collect any fees.

Find out more about what we do

Still have confusion?

Don’t worry. We don’t do rocket science

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Financial Analysis

Our agents will perform a total loan evaluation and provide a comprehensive one-on-one budgetary consultation.

Document Preparation

We'll do the work for you so you can focus on what's important. No more drowning in a sea of confusing paperwork and processing!

Yearly Recertification

We are with you until the end. Including the yearly recertification until the term of your loan. We will keep you on track for loan forgiveness.

Disclaimer

Our number one priority is our clients. Please take the time to read our disclaimer. We want to work hard for you. However, before you become a client we want to make sure you understand our company and services fully.

Financial Preparation Services specializes in federal student loan document preparation and processing services to help each borrower identify and gain approval for one or multiple government debt relief programs. Once your financial analysis is complete our agents will help you find a repayment solution that works best for you and fits your specific financial situation and goals.

We are not a government agency, the Department of Education, or your loan servicer.

Financial Preparation Services is a private company, not affiliated with the government or the Department of Education. We work strictly on behalf of the borrower, for the borrower, with only the borrower’s best interest in mind. As a Client of Financial Preparation Services, you will always know that you have the finest team of advocates working hard for you every step of the way.

We do not make loan payments on your behalf and loans remain in your name.

We assist in identifying appropriate government loan repayment programs and assist in document preparation to apply for the programs. Any fees that you pay to Financial Preparation Services are for its services and you are responsible for repaying your loan separately.

Do it yourself without a fee – all programs are freely available for enrollment through the Department of Education.

You could do your own taxes for free, but wouldn’t you rather trust an experienced tax professional to ensure you are receiving the maximum benefits available for your unique situation? Would you feel comfortable having the IRS complete your tax return for you instead of a trusted adviser? With a record number of student loan borrowers falling victim to default each day, we at Financial Preparation Services know first hand how difficult navigating these programs can be. For some, navigating through multiple loan servicers, loan structures and statuses, confusing small print, and different payment due dates every month can be overwhelming. There is no one-size-fits-all solution. We attempt to take the stress out of finding programs that meet the financial needs of our clients.

We only receive payment for our work after your loan forms are prepared, submitted, and you make your first payment on the new program.

Financial Preparation Services does not take any upfront fees. To the extent that you set aside funds for our services, we are not allowed to collect them until after we have completed our work and you have made a payment on your new repayment program.

At Financial Preparation Services, our employees have helped thousands of consumers find a student loan repayment plan that is more in line with their current financial situation. You can count on us to evaluate and assist you in developing a fiscal plan that better suits your desired lifestyle.

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